Tap to Pay on iPhone.

With the American PaySave app, you can accept all types of in-person, contactless payments, right on your iPhone — no extra hardware needed.

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Two phones using American PaySave's Tap to Pay app

All you need is your iPhone.

With Tap to Pay on iPhone, American PaySave streamlines payment processing even more. Accept all types of in-person, contactless payments, right on your iPhone — from physical debit and credit cards to Apple Pay and other digital wallets. No extra hardware necessary. It’s easy, secure, and private.

Get started with just a few simple steps.

Start accepting in-person, contactless payments without a card reader – from physical debit and credit cards, to Apple Pay and other digital wallets.

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Download the American PaySave app

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Enable Tap to Pay on iPhone

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Accept contactless payments right on your iPhone

Accept payments, now with the security of iPhone.

Tap to Pay on iPhone and the American PaySave app remove the complexities of developing and maintaining a custom payment product by providing a fully certified solution that you can easily enable on your app.

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Secure and private transactions

Tap to Pay on iPhone uses the built-in features of iPhone to keep your business and your customer data private and secure. When a payment is processed, Apple does not store card numbers on the device or on Apple servers, so you can rest assured knowing your business and your data is protected.

A woman using to Tap to Pay with a customer's phone

Accepting payments is easy

To use Tap to Pay on iPhone, simply download the American PaySave app, sign up, and start accepting in-person, contactless payment methods anytime, anywhere — right on your iPhone.

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Frequently Asked Questions

Does Tap to Pay on iPhone support PIN transactions? Expand

Tap to Pay on iPhone supports PIN-based transactions in iOS 16.0 and later. When using Tap to Pay, customers are prompted to enter their PIN through Apple's secure PIN entry interface after tapping their card. Ask your payment service provider if they support PIN-based transactions in your payment application.

Besides Tap to Pay on iPhone, how else can American PaySave help me? Expand

Through Payments Hub, our secure online merchant portal, American PaySave gives you access to a virtual workbench of reporting tools. You can accept online payments, access statements, edit your account information, and even track customer visits. Our Basic Plan is free, and we also offer Premium and Premium Plus Plans with additional features and functionality.

How quickly are funds deposited in my account? Expand

American PaySave has two fast and free funding options. With Next Day Funding, transactions processed and closed Monday through Friday before 10 p.m. ET will be deposited into your account the next business day; transactions closed on the weekend are deposited Monday. With Same Day Funding, all transactions are closed and processed before 10:30 a.m. ET are deposited the same day.

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To accept contactless payments, just grow with American PaySave.

Since 1992 American PaySave has provided hundreds of thousands of companies, large and small, with comprehensive payment processing and merchant service solutions. Let us point the way to your success.